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How does Chapter 13 differ from Chapter 7 for a debtor?

Michigan Chapter 13 NOTE: This information is offered to provide general information only. It is not intended as legal advice....

10 Things You Should Know About Bankruptcy Court

1. Deadlines are critical in bankruptcy court. The regulations for this process are very complex, can be technical, and all...

How does filing under Chapter 13 affect collection proceedings and foreclosures previously filed against the debtor?

The filing of a Chapter 13 case automatically stays (stops) all lawsuits, attachments, garnishments, foreclosures, harassment on the telephone and...

How are secured creditors treated under Chapter 13?

There are four methods of dealing with secured creditors under Chapter 13: The creditor may accept the debtor’s proposed plan...

What types of debts are dischargeable under Chapter 13?

A full Chapter 13 discharge granted upon the completion of all payments required in the plan discharges a debtor from...

What Bankruptcy Records And Documents Are Needed?

The documents listed on this page provides an overview of the type of information we will need to get the...

How Long Does Filing Chapter 7 Take?

How Long Does Filing Chapter 7 Take? For those who are struggling with debt and experiencing harassment from creditors, time...

Should I go to a credit counselor, or to a debt consolidation service?

It all depends on your exact circumstances. Many people can be helped by credit counseling, but be careful who you...

What kinds of collection actions does bankruptcy stop?

Bankruptcy stops any sort of collection action that you can think of, except for criminal trials and child support matters....

Should you file for bankruptcy before or after a divorce?

Many people cite divorce as a leading reason for their bankruptcy filing.  However, planning ahead can make both your bankruptcy...