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How are secured creditors treated under Chapter 13?

There are four methods of dealing with secured creditors under Chapter 13: The creditor may accept the debtor’s proposed plan...

What types of debts are dischargeable under Chapter 13?

A full Chapter 13 discharge granted upon the completion of all payments required in the plan discharges a debtor from...

The Difference Between Secured Debt and Unsecured Debt

There are two different types of consumer debt. There is secured debt which is a loan that is guaranteed by specific...

Being Sued by a debtor? Three things to be aware of

1) Never give creditors access to your bank account. Now here is one we get calls all the time from...

What Bankruptcy Records And Documents Are Needed?

The documents listed on this page provides an overview of the type of information we will need to get the...

How Long Does Filing Chapter 7 Take?

How Long Does Filing Chapter 7 Take? For those who are struggling with debt and experiencing harassment from creditors, time...

Chapter 13 Bankruptcy is it Better for My Credit Than Chapter 7?

Chapter 7 and Chapter 13 bankruptcy will stay on your credit report for the same amount of time; about ten...

Keeping your auto: car loans in bankruptcy

If you’re considering bankruptcy, it can be hard to decide what to do with your car loan. You may have...

Should I go to a credit counselor, or to a debt consolidation service?

It all depends on your exact circumstances. Many people can be helped by credit counseling, but be careful who you...

What kinds of collection actions does bankruptcy stop?

Bankruptcy stops any sort of collection action that you can think of, except for criminal trials and child support matters....